Category: Money

I remember sitting at my workbench last summer, mid-way through stripping the old capacitors out of a 1970s Moog, when my nephew asked me why his digital game credits couldn’t buy him a real pizza. It hit me right then: we are raising a generation that thinks value is just a glowing number on a…

I remember sitting at my workbench three years ago, staring at a gutted 1970s Moog synthesizer that needed a complete overhaul. I had the technical schematics laid out, but my bank account was looking just as hollow as the instrument’s casing. I’d fallen into the trap of thinking I needed some complex, multi-layered financial algorithm…

I’m tired of seeing these “fintech gurus” peddling subscription-based budgeting apps that cost more than the money they’re supposed to save you. Most of these tools are just digital clutter—another layer of complexity between you and your actual bank balance. If you’re looking for how to save money fast, you don’t need a fancy dashboard…

I spent most of my twenties thinking that if I just downloaded the right budgeting app or built a complex, multi-colored spreadsheet, my finances would magically fix themselves. I fell for the same trap most people do: believing that a sophisticated system is the same thing as a solution. But here’s the truth that the…

I was sitting at my workbench last Tuesday, mid-way through cleaning the dust out of a 1978 Moog, when I saw a notification pop up on my phone. It was another $14.99 charge for a streaming service I hadn’t touched since the Super Bowl. It hit me then: we aren’t just paying for services anymore;…

I remember sitting at my kitchen table ten years ago, staring at a stack of crumpled utility bills and a bank balance that looked more like a temperature reading in Antarctica. I had a decent gig in IT, but I was still stuck in that suffocating loop of wondering how to stop living paycheck to…

I spent most of my twenties watching “financial gurus” on YouTube peddle complex algorithms and high-frequency trading apps that looked more like video games than actual wealth management. It’s all noise. Most of these people want to sell you a subscription to a dashboard that tracks every cent, but they never actually teach you the…

I spent my early twenties working odd jobs and trying to navigate the tech boom, and if there’s one thing I learned, it’s that the “financial gurus” on your feed are selling you garbage. They want you to download five different subscription-based apps and master complex algorithmic trading just to feel like you’re getting ahead.…

I spent most of my twenties thinking that figuring out how to save for retirement required a PhD in finance or a subscription to some high-priced wealth management app that promised to “optimize my future” while charging me a fee for the privilege. I’ve sat through enough seminars to know that the industry loves to…

I’ve spent half my life staring at complex system schematics and the other half trying to fix things that people insisted were “too broken” to repair. But nothing is quite as needlessly broken as the way the finance industry tries to teach you how to make a budget. They want you to subscribe to a…